Fee-only Adviser | Puducherry

SEBI Registered Investment Adviser

Helping individuals and families make informed financial decisions through structured planning, disciplined investing, and objective advice.

Registration No.INA000021915

TypeIndividual IA

THE DIFFERENCE

It starts and ends with YOU. Financial advice should revolve around the individual, not products. I am not affiliated with any bank, mutual fund, or insurance company, and I do not sell financial products. I am a fee-only adviser - I work only for you and in your best interest. I recommend direct plans only. No commissions, no hidden fees. The end financial benefit to you is much more than the fees you pay.

WHAT I DO

I help you realise your financial goals and take control of your future. Customised financial plans, honest advice, no product selling.

Financial Planning

Cash Flow Planning
Goal Planning
Retirement Planning
Education Planning

Investment Advisory

Asset Allocation
Portfolio Construction
Portfolio Review
Investment Monitoring

Risk Management

Insurance Planning
Emergency Fund Planning
Risk Assessment

How Investments Are Managed

All investments remain in your name and under your control.

I do not hold client funds, distribute financial products, or receive commissions from product providers. My role is to provide advice, recommendations, and ongoing guidance to help you make informed financial decisions.

Who I Work With

Examples:

Salaried professionals
Business owners
Families planning for retirement
Investors seeking objective advice
Individuals looking for a structured wealth-building approach

THE FINANCIAL PLANNING PROCESS

01 Discovery Call

An introductory conversation to understand your financial situation, goals, concerns, and expectations. This helps determine whether my advisory services are the right fit for your needs.

02 Risk Profiling & Data Collection

A detailed assessment of your financial position, investment experience, risk profile, income, expenses, assets, liabilities, and financial goals.

03 Plan Development

Your financial plan is prepared based on your goals, risk profile, and long-term objectives. This includes recommendations relating to investments, asset allocation, risk management, and other relevant areas.

04 Plan Presentation

The recommendations are explained in detail, along with the reasoning behind each recommendation and the implementation roadmap.

05 Ongoing Review & Support

For clients opting for ongoing advisory services, periodic reviews are conducted to track progress, monitor portfolios, and make adjustments when required.

ADVICE BUILT AROUND YOU

Your financial journey is unique, and your financial plan should be too.

As a SEBI Registered Investment Adviser, I provide objective advice and structured financial planning tailored to your goals and circumstances. My focus is on helping you make better financial decisions, manage risk effectively, and build long-term wealth through a disciplined investment approach.